Malta Car Rentals
🛡️100% Commercial Transparency

Car Hire Deposit, Excess & PDW Explained

No surprise hold amounts, no mandatory prepaid fuel packages, and zero confusion. Here is our official operational matrix for damage excess liability, security deposit holds, and our Premium Damage Waiver (PDW) across Malta and Gozo.

⛽ Fair Same-to-Same Fuel Policy: Return the car with the exact same fuel level you received. Zero forced fuel packages, zero hidden administrative fuel fees.

Side-By-Side Breakdown

Choose Your Level of Protection

Every quote itemizes both options before you request. What is displayed is what is honoured at the counter.

Standard Basic Cover

Included with all base rental rates

Included
Deposit hold at pickup:
€1,800 – €4,500
ONLY Credit Card on main driver name accepted
  • ✓Collision Damage Waiver (CDW) included
  • ✓Third-Party Liability insurance included
  • ✓Theft Protection (TP) included
  • ✓24/7 Roadside breakdown assistance across Malta
  • ✕Full damage excess liability (€1,800–€4,500) held on credit card
  • ✕Debit cards NOT accepted for deposit under basic rate
★ Debit Card Ready · Low Excess

Debit Card Package / PDW

Reduced Excess & Low Security Deposit

Low Risk
Deposit hold at pickup:
€350 – €499
✓ Credit Card AND Debit Card (Visa/Mastercard) accepted
  • ✓Debit cards accepted: Visa & Mastercard debit cards with Chip & PIN
  • ✓Excess reduced drastically down to €350–€499 (€900 luxury)
  • ✓Reduced deposit hold: Avoid blocking thousands of euros on your card
  • ✓Collision, Theft & Third-Party Protection all maintained
  • ✓Faster airport counter handover without scrutiny delays
  • ✓24/7 Breakdown & Towing Assistance included
Official Fleet Matrix

Excess & Security Deposit Schedule

Accurate, transparent figures by ACRISS code. No hidden counter charges.

💳

Debit Card Package Schedule (Credit Card AND Debit Card Accepted)

Pre-authorization deposit is reduced to just €350 – €499 on most models (€900 on luxury / cabriolets). Both physical Visa/Mastercard Debit Cards and Credit Cards with Chip & PIN are accepted at counter handover.

🔍
Filter:
Fiat Panda or similar
Mini · Manual
MDMR
Standard Excess / Deposit:€1,800.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€15.00 / day
Reduced Excess & Deposit:€350.00 / €350.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Kia Picanto or similar
Economy · Manual
EDMR
Standard Excess / Deposit:€1,900.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€16.00 / day
Reduced Excess & Deposit:€350.00 / €350.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Hyundai i10 AUTOMATIC or similar
Economy · Automatic
EDAR
Standard Excess / Deposit:€1,900.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€16.00 / day
Reduced Excess & Deposit:€350.00 / €350.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Peugeot 108 TOP or similar
Convertible · Manual
NTMR
Standard Excess / Deposit:€2,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€18.00 / day
Reduced Excess & Deposit:€450.00 / €450.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Fiat 500c Cabriolet Dolcevita (Guaranteed)
Convertible · Manual
XTMR
Standard Excess / Deposit:€2,800.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€20.00 / day
Reduced Excess & Deposit:€500.00 / €500.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Citroen C3 or similar
Compact · Manual
CDMR
Standard Excess / Deposit:€2,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€17.00 / day
Reduced Excess & Deposit:€450.00 / €450.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Renault Clio or similar
Compact · Manual
DDMR
Standard Excess / Deposit:€2,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€17.00 / day
Reduced Excess & Deposit:€450.00 / €450.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Hyundai i20 Auto Automatic or similar
Compact · Automatic
DDAR
Standard Excess / Deposit:€2,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€17.00 / day
Reduced Excess & Deposit:€450.00 / €450.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Hyundai Bayon or similar
Compact · Manual
JDMR
Standard Excess / Deposit:€2,800.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€18.00 / day
Reduced Excess & Deposit:€450.00 / €450.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Peugeot 308 Estate or similar
Station Wagon · Manual
FWMR
Standard Excess / Deposit:€3,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€19.00 / day
Reduced Excess & Deposit:€475.00 / €475.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Peugeot 308 Estate Automatic or similar
Station Wagon · Automatic
FWAR
Standard Excess / Deposit:€3,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€19.00 / day
Reduced Excess & Deposit:€475.00 / €475.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Citroen C3 Aircross or similar
SUV · Manual
IFMR
Standard Excess / Deposit:€3,800.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€20.00 / day
Reduced Excess & Deposit:€475.00 / €475.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Citroen C3 Aircross AUTOMATIC or similar
SUV · Automatic
IFAR
Standard Excess / Deposit:€3,800.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€20.00 / day
Reduced Excess & Deposit:€475.00 / €475.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Nissan Qashqai Auto or similar
SUV · Automatic
SFAR
Standard Excess / Deposit:€4,100.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€20.00 / day
Reduced Excess & Deposit:€499.00 / €499.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Mini Cooper Convertible AUTOMATIC (Guaranteed)
Convertible · Automatic
LTAR
Standard Excess / Deposit:€4,100.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€30.00 / day
Reduced Excess & Deposit:€900.00 / €900.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Mercedes C Class or similar
Executive / Luxury · Automatic
PDAD
Standard Excess / Deposit:€4,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€30.00 / day
Reduced Excess & Deposit:€900.00 / €900.00
✓ Physical Visa & Mastercard Debit Cards Accepted
BMW 5 Series or similar
Executive / Luxury · Automatic
UDAD
Standard Excess / Deposit:€4,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€30.00 / day
Reduced Excess & Deposit:€900.00 / €900.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Mercedes GLC or similar
Executive / Luxury · Automatic
LDAD
Standard Excess / Deposit:€4,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€30.00 / day
Reduced Excess & Deposit:€900.00 / €900.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Citroen C3 Aircross 5+2 or similar
7-9 Seater · Manual
JWMR
Standard Excess / Deposit:€3,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€25.00 / day
Reduced Excess & Deposit:€499.00 / €499.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Citroen C3 Aircross 5+2 Automatic or similar
7-9 Seater · Automatic
JWAR
Standard Excess / Deposit:€3,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€25.00 / day
Reduced Excess & Deposit:€499.00 / €499.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Nissan NV200 or similar
Commercial Van · Manual
SVMR
Standard Excess / Deposit:€3,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€25.00 / day
Reduced Excess & Deposit:€499.00 / €499.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Ford Tourneo or similar
7-9 Seater · Manual
FVMR
Standard Excess / Deposit:€4,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€30.00 / day
Reduced Excess & Deposit:€499.00 / €499.00
✓ Physical Visa & Mastercard Debit Cards Accepted
Ford Tourneo Auto or similar
7-9 Seater · Automatic
FVAR
Standard Excess / Deposit:€4,500.00
Accepted for Deposit:Credit Card AND Debit Card
With PDW Insurance:+€30.00 / day
Reduced Excess & Deposit:€499.00 / €499.00
✓ Physical Visa & Mastercard Debit Cards Accepted
⛽

Fair Full-to-Full Fuel Policy (Same-to-Same)

We never force expensive mandatory fuel packages. You receive your car with a full tank (or recorded level) and simply return it with the same level. No refuelling surcharge if returned full!

🛡️

Chip & PIN Verification

For security, please ensure you know your physical card PIN code. The card must be in the main driver's name and presented physically at key handover.

Card Mechanics

How Card Pre-Authorisation Works in Malta

Understanding card holds ensures stress-free vehicle collection at the counter:

1

At Vehicle Collection

You present your physical Chip & PIN card in the driver’s name at the desk. The terminal places a temporary pre-authorisation hold. No money is debited.

2

During Your Holiday

The funds remain reserved by your bank. With basic cover, €1,800–€4,500 is blocked on a credit card. With PDW / Debit Card Package, only €350–€499 is held on debit or credit card.

3

Upon Return

Our staff checks the vehicle condition and fuel tank (same-to-same). Once verified, the hold is instructed to be unblocked immediately by your issuing bank.

Common Inquiries

Frequently Asked Questions

What is the exact difference between the Excess and the Security Deposit?+

The Excess is your maximum contractual liability in the event of covered collision damage or theft. The Security Deposit is the temporary pre-authorization hold placed on your card at the counter to guarantee that liability during the rental. Under standard cover, the deposit matches the full excess (€1,800 to €4,500 depending on vehicle group) and requires a credit card in the lead driver’s name. Under our Premium Damage Waiver (PDW) / Debit Card Package, the damage excess and deposit hold both reduce to just €350 to €499 on standard cars (€900 on luxury/convertibles), and both physical Credit and Debit cards are accepted.

What cards are accepted for the Security Deposit?+

Under the Standard Basic rate, the deposit hold can ONLY be placed on a major Credit Card (Visa or Mastercard) in the lead driver’s name. When you choose our Debit Card Package / PDW insurance, the deposit can be placed on either a Credit Card OR a physical Debit Card (Visa / Mastercard) with Chip & PIN. Cash and American Express cards are not accepted for deposit guarantee.

What is your fuel policy?+

We operate a fair "Same-to-Same" fuel policy. We never force mandatory prepaid fuel packages or administrative fuel markups. You receive your vehicle with a recorded fuel level and simply return it with the exact same level. If returned with missing fuel, fuel is charged at €2.50 per litre + VAT with no excessive service penalty.

Is the security deposit actually charged from my account?+

No. The security deposit is a temporary pre-authorization hold (a block on funds), NOT a settled charge. The funds remain with your bank. When you return the vehicle in the agreed condition with the correct fuel level, the hold is instructed to be unblocked immediately. Most banks release the hold automatically within 14 to 30 days.

What is the daily cost of PDW (Premium Damage Waiver)?+

PDW daily rates range from €15.00/day to €35.00/day depending on the vehicle category: €15–€19/day for Mini and Economy (Toyota Aygo, Fiat Panda, Kia Picanto), €20–€24/day for Compacts and SUVs (Citroen C3, Peugeot 208, Renault Captur), €25–€30/day for 7-Seaters and Vans (Dacia Jogger, Ford Tourneo, Nissan NV200), and €30–€35/day for Executive / Convertibles (Mercedes C-Class, BMW 3/5 Series, Mini Cabrio).

What exceptions apply to the Collision Damage Waiver?+

Standard CDW and PDW cover bodywork collision damage. As standard across the car hire industry in Malta, excluded items that are the hirer’s responsibility include: lost or damaged car keys, tyre punctures and wheel rims, glass and windscreen damage, underside/chassis damage from rough tracks or curbs, contaminated/wrong fuel, extreme interior dirtiness requiring special valet cleaning (€50 minimum), and personal belongings left in the vehicle.

Rent with Confidence in Malta & Gozo

Transparent pricing, 10% confirmation fee, fair same-to-same fuel, and optional PDW with debit card acceptance.